Liquor Liability Insurance

As a business that serves alcohol, liquor liability insurance is essential. A liquor liability policy protects you and your business in the unfortunate event that a customer causes damage or injury after being served alcohol by your business. Even if you win in any court case, you’ll still face legal costs defending a claim. That’s a big problem, as many business policies specifically exclude any claim resulting from an alcohol-related incident.

If your business serves liquor, then you very likely need liquor liability coverage. Some of the most common businesses that require liquor liability insurance include:

• Bars

• Restaurants that serve alcohol

• Breweries

• Wineries

• Nightclubs

• Liquor stores

• Caterers

You’ve invested a lot in running your operation, and one thing you don’t need is a monetary judgment for something you thought had been taken care of. Our agents will make sure that doesn’t happen by creating a policy that meets local regulations and provides enough coverage for the types of incidents you face. These include:

• Injuries or damages caused by intoxicated patrons

• Litigation costs, including hiring a lawyer and defending against claims brought against your business

The better our agents know and understand your business, the better they can ensure you have the insurance coverages you need, while keeping costs reasonable. To take the next step in protecting your business with a liquor liability insurance policy, contact us today.

At The Hoylen Agency, any of our experienced, knowledgeable agents are ready to talk to you about specific coverage options to meet your needs. Just call (843) 665-2196, or stop by either of our locations.

Get an accurate liquor liability insurance quote today.